You're lucky!
I pay for up to 20 meg. Fastest I have ever seen is 7.5 - usually between 4-6. Often drops below 2!!!!!
We are the furthest point on the line, in the middle of nowhere - no cellphone reception. Router supplied is garbage, but cant use another, as it also gives our telephone, and some TV services (although we don't use the French TV service, as it's generally just trashy soap operas and bizarre quiz shows.)
Added to that, we have other complications. We have 4 houses - over winter I ran Ethernet to each of the other 3 houses, to a wireless access point, giving them direct access back to the router. And as the houses are all stone built, with walls sometimes up to a meter thick, a number of boosters are necessary in our house, as the office is on the top floor, and the router on the ground floor.