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| GAME FOR ADVANCE? |
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| UncleBob:
--- Quote from: wiggy on April 01, 2012, 07:13:59 PM ---And they still can. Deleting that info from you account DOES NOT delete it from their records nor does it instantly remove their access to it. --- End quote --- You're correct - they may still have access to your accounts However, If you've removed the info from your account *and* notified your financial institutions that further debits from PayPal are not authorized, then you will have grounds to dispute any additional charges from them. --- Quote from: wiggy on April 01, 2012, 08:01:52 PM --- --- Quote from: Patrick on April 01, 2012, 07:52:11 PM ---I asked for a refund and said ship it back, But I dont think I would trust that and offered for him to refund me first. His message. due to the eBay policy I can't send a refund unless the item is returned so please return it and you'll receive your refund, thank you --- End quote --- That's actually true. Send it with delivery confirmation, if you plan to return it. --- End quote --- Except that it's not. eBay policy cannot override FEDERAL LAW. Period. That's not how the world works. |
| FFXIK:
I don't think you can actually keep Paypal from charging your credit cards. The only reason I say this is that when my FFXI account got hacked and the charge was reinstated on my account, I called my account holder and told them Square Enix was no longer authorized to charge this account. They said tough. They said that they cannot and will not block charges on the account the only thing that I could do was call them and contest the charge. So yea telling the CC that Paypal is no longer authorized is a waste of time. Ebay and Paypal have a fraud report dept for just such a thing you need to work with that. You will more than likely have to send the game back. but you should get your money back sans return shipping. Quite frankly if the USA was worried about mail fraud on bootlegs I know a great many anime and handheld game sites that should be non operational at this point but that's not the case. |
| UncleBob:
Telling the financial institution that PayPal is no longer authorized will not stop them from charging - but will lay the ground work for disputing any charges that PayPal makes against your account(s). And, again, as for sending the game back - no one can make breaking FEDERAL LAW a part of any agreement. Ever. Period. If they do, tell them you want it in writing. See how quickly they back off. I tell y'all what. I've successfully filed against three different eBay sellers for counterfeit items using the above methods (though I've never had the PayPal problems with the chargeback). Y'all tell me what YOUR experience is when dealing with these situations. How many successful or unsuccessful chargebacks have you filed, what methods did you use, and what was the outcome? Because I currently have a 100% record of getting 100% of my money back and keeping the counterfeit items - (although two of which I destroyed, one lot (three games) I UPS'd to Nintendo upon their request - as I didn't want to keep them anyway). If you return the item to the seller, they'll simply resell it to some other smuck on eBay. eBay isn't going to stop them (after all, eBay makes money from sellers, not buyers), so the only way to effect them in any way (however small it is) is to make them lose the sale, lose the shipping and lose the product. |
| FFXIK:
May have worked for you but I have 2 cards one through Capital One Bank the other through Bank of America. Both told me the same thing. That they will not stop a charge on my account as long as the funds are there to cover it. The only thing I could do is catch the fraudulent charge on my statement and call to refute it. The only thing I have had that work with is my debit card. I never said it wasn't. It's just poorly enforced. Good for you. I got burned at a used game store chain that didn't know what they were selling. Game Exchange was the particular franchise in question. Since then I have made it a point to know my games before I buy them. Never have to return what you know to avoid. 3/3, I'm glad you got your money back and they were willing to work with you, really I am, but that number is awfully low. I'm a skeptic and pessimist at heart, so I don't like to say things like that for fear of falling on my own sword when sometime in the future things don't go my way. That is true they will just resell it to some other waiting sucker. Even if they do get their account shut down, they will still just make a new one then business as usual. Technically speaking I think Ebay needs to set some new rules concerning bootlegs. Full refund at the sellers expense, with photo evidence that the item was destroyed. |
| UncleBob:
--- Quote from: FFXIK on April 02, 2012, 01:32:49 AM ---May have worked for you but I have 2 cards one through Capital One Bank the other through Bank of America. Both told me the same thing. That they will not stop a charge on my account as long as the funds are there to cover it. The only thing I could do is catch the fraudulent charge on my statement and call to refute it. The only thing I have had that work with is my debit card. --- End quote --- Which is what I've been saying. Call just so they have it on record that PayPal isn't authorized to debit the account. Then, if they do, you have more ammo when you "catch the fraudulent charge on your statement and call to refute it." --- Quote ---Technically speaking I think Ebay needs to set some new rules concerning bootlegs. Full refund at the sellers expense, with photo evidence that the item was destroyed. --- End quote --- This is where it gets tricky. I don't know how it works for PayPal/eBay (same company, for anyone who doesn't know). If you file a chargeback against them, do they eat it or do they deduct the funds from the seller? If it's the former, then I could see large numbers of people getting their money back having some influence on policy. If it's the second option, then I don't as there's nothing in it for them. |
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